Bitcoin and your retirement

Incorporating Bitcoin into your retirement planning can offer several benefits, particularly as a means of security, with 24x7 permission-less accessibility, and potential fiat growth:

1. Diversification: Bitcoin can serve as a non-correlated asset within a retirement portfolio, potentially reducing risk through diversification. Its performance doesn't always mirror traditional financial assets like stocks or bonds, which can help in managing risk.

2. Potential for Appreciation: Bitcoin has shown significant price appreciation over the years. Although past performance is not indicative of future results, Bitcoin remains an enticing option for those looking for growth in their retirement funds.

3. Inflation Hedge: Many investors view Bitcoin as a hedge against inflation, similar to gold. Its predetermined supply cap of 21 million coins means that it’s not susceptible to devaluation through excess supply, unlike fiat currencies.

4. Accessibility: With the growth of cryptocurrency investment platforms, adding Bitcoin to a retirement plan has become more accessible. Many self-managed superannuation funds (SMSFs) in Australia now include Bitcoin as part of their investment strategies.

5. Technological Adoption: As the digital economy continues to evolve, having exposure to cryptocurrency might position a retirement portfolio to benefit from increased adoption of blockchain technology.

6. Third Party Risks: Traditional retirement accounts have inbuilt third party risks, which Bitcoin mitigates through its 24x7 permissionless accessibility.